Vehicle loans
(APR = Annual Percentage Rate) |
|
| 4.99% APR |
100% Financing |
2007 and newer vehicles - max of 60mos. Over $15,000 can go 6 years at 5.99%. Boats, Travel Trailers and Motor Homes only - 72 mos. at 6.99% |
| 5.99% APR |
100% Financing |
2000-2005 vehicles- max of 60mos. Over $15,000 can go 6 years @6.99%. Boats, Travel Trailers and Motor Homes only - 72 mos. at 7.99% |
| 6.99% APR |
100% Financing |
2000 & older vehicles - max of 48 mos. |
| *All rates subject to change without notice |
| Signature Loans |
|
| 1 Year |
10% APR |
|
|
| 2 Years |
11% APR |
|
|
| 3 Years |
12% APR |
|
|
| 4 Years |
12% APR |
|
|
| 5 Years |
13% APR Consolidation only - requires special approval from the board of directors |
| Demand Loans |
| 45 Day Demand - 15.00% APR |
| Open End Loan |
| A line of credit loan - $10,000 max per signature |
| Mortgages - Owner Occupied |
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1st Mortgages |
fixed - up to 20 years - 5.25% APR
variable - up to 30 years - APR determined by the Prime Rate plus 1.75% (ref: WSJ) |
|
2nd Mortgages |
variable - up to 15 years - APR determined by the Prime Rate plus 2% (ref: WSJ) |
|
Heloc |
variable - $400,000 Maximum - APR determined by the Prime Rate (ref: WSJ) |
| Secured Loans |
| Share Secured |
3.00% above the interest rate being paid on the pledged account. |
Stock Secured - determined by the Prime Rate (ref: WSJ)
Loan up to 60% of SNET/SBC stock
Loan up to 50% of all other stock |
| Special Purpose Loans |
| Christmas 2009 |
$2000 for 1 Year @ 9.00% |
